A loan is type of financial aid, which must be repaid with interest. This site contains useful information about loans, including student loans, car loans, home equity loans, and others. Use the top menu, to select what you are looking for. When searching for loans, spend lots of time looking around. Interest rates and terms (payoff periods, grace periods, early payment penalties, etc.) will vary. You need to find a loan that is personalized for your specific situation.